Niche
Advisors for business owner clients
Independent advisors on Valora who work with business owner clients.
We don't have an advisor specifically tagged for this yet, but the advisors below work with clients nationwide and can tell you if this is something they cover.
James Conole, CFP®
Founder · Root Financial
Works with people who are within about ten years of retirement and want a clear plan for getting there.
Kevin Lum, CFP®
Foundry Financial
Host of Retirement Made Simple, focused on making retirement decisions clear and straightforward.
Eric, CFP®
The PeakFP
A CERTIFIED FINANCIAL PLANNER™ professional specializing in retirement income planning.
Even Better Retirement
Retirement planning
“You saved money for a lifetime, now it’s time to have fun.”
Common questions
What kind of financial advisor does a business owner need?
One who works at the intersection of the business and the household: entity compensation strategy, retirement plans for owners, concentration and key-person risk, and exit planning. An advisor who only manages investments solves the smallest part of the problem.
How do I build wealth outside my business?
Systematically, not occasionally: a set owner salary or draw, automatic transfers to investment accounts, maxed tax-advantaged plans, and a target split between reinvesting in the business and diversifying out of it. The goal is a household balance sheet that survives the business having a bad year.
When should I start planning my exit?
Years before you want out. Exit readiness - clean books, transferable operations, documented processes, a realistic valuation - is what determines whether you sell on your terms. Advisors who work with owners start this conversation early precisely because it takes time.
Do I need a buy-sell agreement if I have partners?
Yes, and funded. The agreement decides what happens to a partner's share on death, disability, or departure; the funding (usually life and disability insurance) decides whether the surviving owners can actually pay for it. Review it whenever the valuation changes materially.
How should I think about retirement when the business IS my retirement plan?
Treat that as a hypothesis to test, not a plan. Businesses sell for less than owners expect, at worse times, more often than the reverse. Building liquid investments alongside the business means a disappointing multiple changes your timing, not your retirement.
Let's build a
financial life
that feels like yours.
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